What happens if I'm caught — speeding by more than 45 km/h in NSW?

Standard penalty: 6 demerit points and a $3,054 fine. Minimum 6 months disqualification (court maximum fine $3,300 light vehicles / $5,500 heavy vehicles) - official speeding offences page.

How close does this put me to suspension in NSW?

13 points within 3 years on a full (unrestricted) licence — 14 for professional drivers. This offence adds 6 points.

Speeding by more than 45 km/h in New South Wales: Demerit Points & Fine (2026-27)

Name: Speeding by more than 45 km/h — NSW penalty 2026-27
Creator: NSW Government offence and demerit schedule

6 demerit points and a $3,054 fine

Penalty notice (last published NSW schedule; the 2.65% 1 July 2026 indexation is confirmed but the official schedule refresh is pending — we re-stamp when it lands)

NSW Government offence and demerit schedule · 2026-27 schedule

Licence consequence: Minimum 6 months disqualification (court maximum fine $3,300 light vehicles / $5,500 heavy vehicles) - official speeding offences page
Double demerits: Yes — points double during NSW holiday double-demerit periods (fines unchanged)
Learner / provisional: School zone: $3,242 and 7 points. Heavy vehicles (Class B/C): $3,054-$4,630 depending on class/zone.

Speeding is measured as the margin by which a vehicle's speed exceeds the posted limit for the road, and penalties are arranged in bands: the further over the limit, the higher the band and the heavier the consequence. Most jurisdictions increase both the fine and the demerit points as the bands climb, and at the upper end the response can move beyond points to an immediate or automatic loss of licence.

Enforcement comes from a mix of sources. Fixed and mobile speed cameras handle much of the detection and issue notices based on the registered operator of the vehicle, while police using radar or following vehicles can stop a driver at the roadside. Point-to-point cameras measure average speed over a stretch of road rather than at a single spot, which is aimed at sustained speeding rather than a brief lapse.

Penalties escalate with the band because the risk of harm rises sharply the faster a vehicle is travelling, both in the likelihood of a crash and in its severity. Newer and restricted drivers often work to lower points thresholds than fully licensed drivers, so the same offence can carry a driver closer to suspension. The exact bands, points and fines differ by state and territory, which is where the schedules above come in.

All NSW speeding penalties

Offence	Points	Fine
Speeding by 10 km/h or less	1	$149
Speeding by 10–20 km/h	3	$345
Speeding by 20–30 km/h	4	$592
Speeding by 30–45 km/h	5	$1,133
Speeding by more than 45 km/h	6	$3,054

Frequently asked questions

What happens if I'm caught — speeding by more than 45 km/h in NSW?: The standard penalty is 6 demerit points and a $3,054 fine. Minimum 6 months disqualification (court maximum fine $3,300 light vehicles / $5,500 heavy vehicles) - official speeding offences page.
How close does this put me to suspension in NSW?: 13 points within 3 years on a full (unrestricted) licence — 14 for professional drivers. This offence adds 6 points to your record.

The same offence in other states

Sources — figures current as at 17 July 2026.

NSW Government offence and demerit scheduleverified

Standard first-offence penalty for a full-licence holder unless noted. Information, not legal advice — if your licence is at stake, get legal advice.